NET
12 For wisdom provides protection, just as money provides protection. But the advantage of knowledge is this: Wisdom preserves the life of its owner.
Darby
12 For wisdom is a defence [as] money is a defence; but the excellency of knowledge is, [that] wisdom maketh them that possess it to live.
KJV
12 For wisdom [is] a defence, [and] money [is] a defence: but the excellency of knowledge [is, that] wisdom giveth life to them that have it.